Compare Mortgage Lenders in Great Neck, NY
Compare mortgage lenders in Great Neck. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 15 mortgage lenders in Great Neck, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Great Neck New York help homebuyers and homeowners secure financing for residential properties. New York law requires lenders to follow strict disclosure rules under the Real Property Law. Working with a local lender can simplify the process of buying a home in Nassau County.
What Does a Mortgage Lender in Great Neck Cost?
Typical mortgage costs in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance costing about $1,500 to $3,000. Closing costs in New York generally range from 2% to 5% of the purchase price. These figures are estimates and vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Great Neck?
You typically need pay stubs, tax returns, bank statements, and proof of assets. New York lenders also require a signed disclosure under Section 5-702 of the General Obligations Law. Having these ready can speed up your application.
How long does mortgage approval take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission for most refinances under federal Regulation Z. Delays can occur if additional documents are needed.
Are there special mortgage programs for New York first-time buyers?
Yes, New York State offers the SONYMA program for first-time homebuyers with low down payments. Great Neck borrowers may also qualify for local down payment assistance programs. Eligibility depends on income and purchase price limits.