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Looking for a mortgage lender in Irondequoit? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Irondequoit, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Irondequoit, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
674 Titus Ave, Irondequoit, NY 14617
5855440020
Chase Mortgage
1982 East Ridge Road, Irondequoit, NY 14622
5853369526
Mortgage lenders in Irondequoit New York help homebuyers secure financing for residential properties. New York law requires lenders to provide a good faith estimate of closing costs within three business days of a loan application. Local lenders are familiar with Irondequoit neighborhoods and Monroe County property values.
What Does a Mortgage Lender in Irondequoit Cost?
Typical costs for a mortgage lender in New York include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in New York generally range from 2 to 5 percent of the purchase price. These figures are estimates and can vary by lender, property, and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Irondequoit?
You typically need pay stubs, tax returns, bank statements, and proof of employment. New York lenders also require a property appraisal and title search. Specific documents may vary by lender and loan type.
How long does it take to close on a mortgage in New York?
The average mortgage closing in New York takes 45 to 60 days from application. New York law requires a 90-day pre-foreclosure notice if you fall behind on payments. Timelines can vary based on lender workload and property condition.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.