Mortgage lenders in Ithaca New York help home buyers and refinancing homeowners secure loans for residential properties. New York law requires all mortgage loan originators to be licensed through the New York State Department of Financial Services. Local lenders understand the unique housing market in Tompkins County and can guide you through the state specific closing process.
What Does a Mortgage Lender in Ithaca Cost?
Typical mortgage lender costs in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $800, and title insurance averaging $1,500 to $3,000. New York also charges a mortgage recording tax which varies by county. For Tompkins County the tax is approximately 0.75% of the mortgage amount. These costs are estimates and your actual expenses will depend on your loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Mortgage Lenders in Other New York Cities
Albany · Amherst · Ardsley · Armonk · Babylon · Baldwin Place · Baldwinsville · Ballston Lake · Ballston Spa · Bay Shore · Beacon · Bedford · Bellerose · Bellmore · Bellport