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Looking for a mortgage lender in Johnson City? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Johnson City, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage lenders in Johnson City, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
365R Harry L Dr, Johnson City, NY 13790
6077979523
Absolute Home Mortgage Corporation
520 Columbia Dr suite 207, Johnson City, NY 13790
6072169832
Southern Tier Mortgage Corporation
201 Oakdale Rd # B, Johnson City, NY 13790
6072317862
Mortgage lenders in Johnson City, New York help homebuyers secure financing for residential properties. New York law requires mortgage loan originators to be licensed through the Department of Financial Services. Local lenders can guide you through state-specific requirements such as the mortgage recording tax and the mandatory attorney review process.
What Does a Mortgage Lender in Johnson City Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $300 to $600, and title insurance costs of $500 to $1,500. New York also imposes a mortgage recording tax, which varies by county and can be 0.75% to 2.175% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Johnson City?
You typically need pay stubs, tax returns, bank statements, and identification. New York lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New York?
The process usually takes 30 to 60 days from application to closing. New York law requires a three-day right of rescission for most refinances, which can add time.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.