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Find Mortgage Lenders in Kingston, NY

Looking for a mortgage lender in Kingston? Review the directory below to compare your options.

16 agents listed
Updated June 2026
Kingston, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 16 mortgage lenders in Kingston, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Liz Westinghouse | NMLS# 2086933
115 Green St, Kingston, NY 12401
(845) 750-1261 homesteadfunding.com
Ulster Savings Bank
180 Schwenk Dr, Kingston, NY 12401
(845) 338-6322 ulstersavings.com
OneMain Financial
1204 Ulster Ave STE 101, Kingston, NY 12401
(845) 336-0052 onemainfinancial.com
Commercial Express Capital
291 Wall St, Kingston, NY 12401
(845) 687-6444 commercialex.com
Homestead Funding Corp. – Kingston
115 Green St suite b, Kingston, NY 12401
(845) 514-2403 homesteadfunding.com
Wells Fargo Home Mortgage
291 Wall St A, Kingston, NY 12401
(845) 334-2600 wellsfargo.com
Centennial Mortgage
312 Wall St, Kingston, NY 12401
(800) 972-7759 cmloans.com
Chase Mortgage
256 Plaza Rd, Kingston, NY 12401
(845) 339-5750 chase.com
Anthony Urciuoli - Mortgage Loan Officer
411-415 Washington Ave, Kingston, NY 12401
(845) 489-8470 tdbank.com
Wintrust Mortgage
312 Wall St, Kingston, NY 12401
(845) 339-1341 wintrustmortgage.com
Homestead Funding Corp: Bridget Smith Bruhn | NMLS# 1407759
115 Green St, Kingston, NY 12401
(845) 532-4188 homesteadfunding.com
Homestead Funding Corp: Heather Rieker | NMLS# 2740128
115 Green St, Kingston, NY 12401
(617) 821-3471 homesteadfunding.com
Liz Moeller - M&T Bank
108 N Front St, Kingston, NY 12401
(845) 406-2317 www3.mtb.com
Bridget Smith Bruhn, Mortgage Originator
27 Main St, Kingston, NY 12401
(845) 454-8555 rhinebeckbank.com
Alex Kampf
273 Wall St, Kingston, NY 12401
(201) 919-5934 lo.citizensbank.com
Matthew Wolf, Mortgage Originator
27 Main St, Kingston, NY 12401
(845) 454-8555 rhinebeckbank.com

What Does a Mortgage Lender in Kingston Cost?

Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance ranging from 500 to 1,500 dollars. New York also charges a mortgage recording tax which varies by county; in Ulster County this tax is approximately 1.05 percent of the loan amount. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Kingston New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New York lenders may also require a copy of your lease if you are refinancing a rental property.
How long does the mortgage process take in New York?
The average mortgage process in New York takes 30 to 45 days from application to closing. New York law requires a minimum 3-day review period for the Closing Disclosure before you can sign final documents.

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