ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage lenders in Lockport, New York. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Lockport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 17 mortgage lenders in Lockport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Niagara's Choice Federal Credit Union
260 West Ave, Lockport, NY 14094
7162844110
Northwest Bank
55 East Ave, Lockport, NY 14094
7165893500
Citizens
5793 S Transit Rd, Lockport, NY 14094
7164396352
KeyBank
5737 S Transit Rd, Lockport, NY 14094
7166256007
M&T Bank
5737 S Transit Rd, Lockport, NY 14094
7164330203
Homestead Funding Corp: Mary Jo Traversone | NMLS# 589509
76 West Ave, Lockport, NY 14094
7166960036
Lockport Schools & Community Federal Credit Union
360 S Transit St, Lockport, NY 14094
7164337740
Liliya Dedovets, Hunt Real Estate ERA
477 S Transit St suite 900, Lockport, NY 14094
7167993582
Cornerstone Community Federal Credit Union
5810 S Transit Rd, Lockport, NY 14094
7164342290
KeyBank
150 Main St, Lockport, NY 14094
7164334421
Howard Hanna Lockport
5665 S Transit Rd, Lockport, NY 14094
7164348458
Homestead Funding Corp. – Lockport
76 West Ave Suite #2C, Lockport, NY 14094
7162011433
Jennifer Blake, Hunt Real Estate ERA
477 S Transit Rd Suite 900, Lockport, NY 14094
7164346266
HUNT Mortgage (NMLS #37405)
477 S Transit St Suite 900, Lockport, NY 14094
7164346266
Niagara Frontier Funding Co
4759 Saunders Settlement Rd, Lockport, NY 14094
7166228500
Town Of Lockport Branch
5737 S Transit Rd, Lockport, NY 14094
7166256007
Brighton Securities
135 East Ave, Lockport, NY 14094
7163042102
Mortgage lenders in Lockport, New York help homebuyers and homeowners secure financing for property purchases and refinancing. New York law requires lenders to follow strict licensing rules under the New York Banking Law. Local lenders can guide you through the process, including understanding state-specific requirements like the mortgage recording tax.
What Does a Mortgage Lender in Lockport Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in New York often total 2 to 5 percent of the purchase price. These are general estimates, and your actual costs will depend on your loan type, lender, and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lockport?
You typically need pay stubs, tax returns, bank statements, and identification. New York lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission for refinances under federal rules.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Lockport who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.