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Directory of mortgage lenders in Middletown, New York. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Middletown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage lenders in Middletown, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
731 NY-211, Middletown, NY 10941
8456923555
Mortgage, Bank of America
364 NY-211, Middletown, NY 10940
8453753985
Chase Mortgage
440 NY-211, Middletown, NY 10940
8453431119
Chase Mortgage
12 Lloyds Ln, Middletown, NY 10940
8453423310
David Curry, VP Commercial Lender- Hudson Valley West
357 E Main St, Middletown, NY 10940
8457901558
Middletown New York homebuyers can work with mortgage lenders to secure financing for a home purchase or refinance. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local lenders in Middletown understand the Orange County real estate market and can guide you through the process.
What Does a Mortgage Lender in Middletown Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. New York also charges a mortgage recording tax that varies by county. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Middletown New York?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New York lenders also require a signed application and a credit check. Specific requirements vary by lender and loan type.
How long does it take to close a mortgage in New York?
The average mortgage closing in New York takes 45 to 60 days from application. New York law requires a mandatory three day right of rescission for refinances. Delays can occur due to appraisal or title issues.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.