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Directory of mortgage lenders in Mineola, New York. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Mineola, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Mineola, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairview Mortgage Corporation
378 Willis Ave 2nd Floor, Mineola, NY 11501
5165416700
Patriot One Mortgage Bankers LLC
142 Willis Ave, Mineola, NY 11501
5167426800
Frias Financial
236 Mineola Blvd, Mineola, NY 11501
5164131954
Chase Home Lending
216 Old Country Rd, Mineola, NY 11501
8475016521
Mortgage lenders in Mineola New York help homebuyers and homeowners secure financing for residential properties. New York State requires lenders to be licensed under the Banking Law and follow strict disclosure rules. Working with a local Mineola lender can provide familiarity with Nassau County property values and closing procedures.
What Does a Mortgage Lender in Mineola Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance ranging from $1,000 to $3,000. Closing costs in New York generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Mineola?
You typically need pay stubs, tax returns, bank statements, and photo ID. New York lenders also require proof of homeowners insurance and a property appraisal.
How long does mortgage processing take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission for most refinances after closing documents are signed.
Are there special mortgage programs for New York first-time buyers?
Yes. New York State offers the SONYMA program with low down payment options and competitive rates. Mineola borrowers may also qualify for local down payment assistance programs through Nassau County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.