Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 7 mortgage lenders in Mt Kisco, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomePlus Capital
120 Kisco Ave Suite T, Mt Kisco, NY 10549
2126804294
Bank of America Financial Center
35 S Moger Ave, Mt Kisco, NY 10549
9142420371
Valley Bank
51 S Moger Ave, Mt Kisco, NY 10549
9147524262
Chase Home Lending
16 E Main St, Mt Kisco, NY 10549
8452227683
Chase Mortgage
55 E Main St, Mt Kisco, NY 10549
9146668011
Chris Kuhlman - TD Bank Mortgage Loan Officer
193 E Main St, Mt Kisco, NY 10549
8887519000
Matthew T Konecni - Chase Home Lending Advisor - NMLS ID 945265
16 E Main St, Mt Kisco, NY 10549
8452227683
What Does a Mortgage Lender in Mt Kisco Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs in New York state generally range from 2 to 5 percent of the purchase price. These costs vary by lender and property type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Mt Kisco?
You typically need pay stubs, tax returns, bank statements, and proof of assets. New York lenders also require a government-issued ID and a signed application form. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in New York?
The mortgage process in New York usually takes 30 to 45 days from application to closing. New York state law requires a 3-day rescission period for refinances after closing. Delays can occur if property appraisals or title searches take longer.
What are the down payment requirements for a home in Mt Kisco?
Down payment requirements vary by loan type. Conventional loans often require 5 to 20 percent down. FHA loans allow as little as 3.5 percent down. New York first-time home buyer programs may offer lower down payment options for qualified buyers.