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Directory of mortgage lenders in New Rochelle, New York. Verify credentials with the state state mortgage licensing authority before hiring.
5 agents listed
Updated June 2026
New Rochelle, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 5 mortgage lenders in New Rochelle, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lending Resource Inc.
271 North Avenue, 271 North Ave UNIT 703, New Rochelle, NY 10801
Mortgage lenders in New Rochelle New York help homebuyers and homeowners secure financing for property purchases and refinances. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services. Local lenders understand the unique housing market in Westchester County and can guide you through the process from pre approval to closing.
What Does a Mortgage Lender in New Rochelle Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 800 dollars, and title insurance costing 1,000 to 2,500 dollars. Closing costs in New Rochelle generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in New Rochelle?
You typically need pay stubs tax returns bank statements and proof of assets. New York lenders also require a government issued ID and a credit report authorization. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in New York?
The mortgage process in New York usually takes 30 to 60 days from application to closing. New York law requires a mandatory three day rescission period for refinances. Delays can occur due to appraisal or title search issues in Westchester County.
What are the typical interest rates for mortgages in New Rochelle?
Interest rates vary based on your credit score loan amount and loan type. As of 2024 rates for a 30 year fixed mortgage in New York range from 6.5 percent to 8 percent. Contact multiple lenders to compare current rates and terms.
Get matched with agents in New Rochelle who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New York.