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Looking for a mortgage lender in New York? Review the directory below to compare your options.
13 agents listed
Updated May 2026
New York, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 13 mortgage lenders in New York, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Better
1 World Trade Center 80th Floor, New York, NY 10007
4155238837
GuardHill Financial LLC
140 E 45th St 31st fl, New York, NY 10017
2126889500
InstaLend
115 Broadway 5th floor, New York, NY 10006
6468444069
FM Home Loans
145 E 57th St 6th fl, New York, NY 10022
2122230022
Block Financial Resources
1123 Broadway #921, New York, NY 10010
2129330157
Brian Scott Cohen (NMLS #410025) at Guaranteed Rate Affinity (NMLS #1598647)
348 W 14th St Second Floor, New York, NY 10014
6465848009
Lending Buddy
One World Trade Center, 285 Fulton St, New York, NY 10007
8885058979
Pan Am Mortgage
116 E 30th St, New York, NY 10016
2128679290
Jumbo Mortgage & Construction Mortgage
2 Wall St, New York, NY 10005
6463027548
Tony Jao Mortgage Lending New York City
437 Madison Ave 18th Floor, New York, NY 10022
7183122513
R&J Mortgage & Loan Brokers Manhattan NYC
31 W 34th St. #7162, New York, NY 10001
6467599266
Hard Money Lender New York #1 NYC Manhattan Bridge Capital Inc | Fix Flip Loans, Real Estate Loans, Bridge Loans
65 Broadway suite 911, New York, NY 10006
5164443400
Amerifund Home Mortgage LLC
1177 6th Ave 5th floor, New York, NY 10036
2129229555
Mortgage lenders in New York, New York help homebuyers and homeowners secure financing for residential properties. New York State requires all mortgage loan originators to be licensed through the Department of Financial Services. Lenders in New York City often work with co-ops and condos, which have unique underwriting rules.
What Does a Mortgage Lender in New York Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 percent to 1 percent of the loan amount, plus appraisal fees of $500 to $800, and title insurance costs of $1,500 to $3,000. Closing costs in New York City often total 2 percent to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in New York?
Mortgage loan originators in New York must hold a license from the New York State Department of Financial Services. They also need to register with the Nationwide Multistate Licensing System.
How long does a mortgage pre-approval take in New York?
A mortgage pre-approval in New York typically takes one to three business days. The lender reviews your credit, income, and assets to issue a pre-approval letter.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.