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Compare Mortgage Lenders in Cary, NC

Browse mortgage lenders serving Cary, North Carolina. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Cary, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 20 mortgage lenders in Cary, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VIVA Lending Group LLC - Suneel Kommireddy (Mortgage Broker)
160 Macgregor Pines Dr Ste 310b, Cary, NC 27511
(919) 699-5895 vivalendinggroup.com
Pathway Mortgage Group, Inc.
140 Preston Executive Dr Suite 205D, Cary, NC 27513
(919) 745-8882 pathwaymortgagegroup.com
The Sherry Riano Team at Developer's Mortgage Company
215 E Chatham St Suite 301, Cary, NC 27511
(919) 234-7415 thesherryrianoteam.com
The Larry Mitchell Team - Silverton Mortgage
1140 Kildaire Farm Rd # 205, Cary, NC 27511
(919) 815-6807 larrymitchell.net
Stephen Livesay, NMLS: 302285 - Silverton Mortgage
1140 Kildaire Farm Rd # 205, Cary, NC 27511
(919) 656-4516 slivesay.com
First Home Mortgage - Cary/Raleigh
51 Kilmayne Dr STE 105, Cary, NC 27511
(919) 300-3010 firsthome.com
Miller Lending Group
1135 Kildaire Farm Rd, Cary, NC 27511
(919) 447-3377 millerlending.com
Fairway Independent Mortgage Corporation
1300 SE Maynard Rd #103, Cary, NC 27511
(919) 725-1508 nevinmortgageteamatfairway.com
Fairway Independent Mortgage Corporation: Nevin Williams
1300 SE Maynard Rd #103, Cary, NC 27511
(919) 714-8796 nevinmortgageteamatfairway.com
7 Locks Lending — Mortgages & Refinancing
15000 Weston Pkwy, Cary, NC 27513
(919) 412-5375 7lockslending.com
Mortgage Choice NMLS 89877
1003 High House Rd # 202, Cary, NC 27513
(919) 655-0330 mortgagechoiceinc.com
Revolution Mortgage
100 Towerview Ct Ste 100, Cary, NC 27513
(252) 472-0005 revolutionmortgage.com
Patrick Roman
150 Preston Executive Dr STE 201, Cary, NC 27513
(919) 675-1557 emortgagecapital.com
Carolina Mortgage Authority Incorporated NMLS 56995
107 Edinburgh S Dr Ste 202, Cary, NC 27511
(919) 468-2870 mortgageauthority.com
Luke Jones - American Security Mortgage
201 Shannon Oaks Cir, Cary, NC 27511
(252) 717-6724 apply.americansecuritymortgage.com
Kristin Little, Movement Mortgage NMLS#79525
1400 Crescent Green Suite 310, Cary, NC 27518
(919) 272-4228 kristinlittlemortgage.com
Silverton Mortgage - Apex
1140 Kildaire Farm Rd # 205, Cary, NC 27511
(980) 294-0126 silvertonmortgage.com
Right By You Mortgage
100 W Chatham St Suite 300, Cary, NC 27511
(877) 552-2242 rightbyyoumortgage.com
Best Mortgage Lending Corp
1143 Executive Cir C103, Cary, NC 27511
(305) 763-5427 bestmtglending.com
Grayton Mortgage, Inc.
280 Towerview Ct, Cary, NC 27513
(919) 853-7700 graytonmortgage.com

Cary, North Carolina offers a variety of mortgage lenders to help you purchase or refinance a home. North Carolina law requires lenders to follow specific regulations regarding interest rates and loan disclosures under the North Carolina Consumer Finance Act. Local lenders in Cary understand the competitive housing market in Wake County and can guide you through the process of securing a conventional, FHA, or VA loan.

What Does a Mortgage Lender in Cary Cost?

Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees ranging from $400 to $700, and title insurance costs averaging $1,000 to $2,000. Closing costs in Cary generally total 2% to 5% of the purchase price. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Cary?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. North Carolina lenders also require a signed authorization to check your credit report.
Are there any North Carolina specific laws for mortgage lenders?
Yes, North Carolina has anti-predatory lending laws under the North Carolina Predatory Lending Act. This law sets limits on high-cost home loans and requires additional disclosures for borrowers.
How long does the mortgage process take in Cary?
The process usually takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for refinances, which can add a few days to the timeline.

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