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Browse mortgage lenders serving Charlotte, North Carolina. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Charlotte, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 mortgage lenders in Charlotte, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
125 Floyd Smith Office Park Dr, Charlotte, NC 28262
7048064624
Mutual of Omaha Mortgage
525 N Tryon St Suite 1600, Office 1637, Charlotte, NC 28202
9133939532
Jason Yang - Mortgage Lender with LendScout by American Security Mortgage Corporation
150 Providence Rd 3rd Floor, Charlotte, NC 28207
7046570092
Mecklenburg Mortgage
828 East Blvd #301, Charlotte, NC 28203
7044129131
MVR Mortgage Company LLC
2120 Crown Centre Dr Suite # 400, Charlotte, NC 28227
9806130278
On Point Home Loans, Inc.
1200 The Plaza suite G2, Charlotte, NC 28205
7049413030
QC Lending, LLC
301 S McDowell St #205, Charlotte, NC 28204
8882749365
BlackHawk Mortgage
615 S College St #9, Charlotte, NC 28202
7048173937
Minted Capital Mortgage
1422 S Tryon St STE 300, Charlotte, NC 28203
7042270102
Mortgage lenders in Charlotte North Carolina help home buyers and homeowners secure financing for residential properties. North Carolina law requires lenders to be licensed through the North Carolina Commissioner of Banks. Local lenders understand the Charlotte market including neighborhoods like South End and Ballantyne.
What Does a Mortgage Lender in Charlotte Cost?
Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount. Third party costs such as appraisal fees range from 400 to 700 dollars and title insurance costs 0.5 to 1 percent of the purchase price. North Carolina charges a mortgage recording tax of 0.20 per 100 dollars of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in North Carolina?
Mortgage lenders in North Carolina must hold a license from the North Carolina Commissioner of Banks under the Mortgage Lending Act. Loan officers must also be registered with the Nationwide Multistate Licensing System.
How long does a mortgage pre approval last in Charlotte?
A mortgage pre approval in Charlotte typically lasts 60 to 90 days. The exact time frame depends on the lender and changes in your financial situation or credit score.
Are there special mortgage programs for North Carolina first time buyers?
Yes the North Carolina Housing Finance Agency offers the NC Home Advantage Mortgage program. This provides down payment assistance up to 5 percent of the loan amount for eligible first time buyers in Charlotte.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.