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Mortgage Lenders in Clayton, NC

Directory of mortgage lenders in Clayton, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.

16 agents listed
Updated May 2026
Clayton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 16 mortgage lenders in Clayton, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cornerstone Home Lending
336 E Main St, Clayton, NC 27520
9195502519
Fairway Independent Mortgage Corporation
632 Pinecroft Dr, Clayton, NC 27520
9198793040
Don Waters | Fairway Independent Mortgage Corporation Area Manager
632 Pinecroft Dr, Clayton, NC 27520
9197955622
Rob Yo The Mortgage Pro
421 E Main St Suite 101, Clayton, NC 27520
9193228201
Clayton Group - American Security Mortgage NMLS 40561
336 E Main St, Clayton, NC 27520
9196490379
Christie Latham | Fairway Independent Mortgage Corporation Branch Sales Manager
632 Pinecroft Dr, Clayton, NC 27520
9196493026
Fairway Independent Mortgage Corporation - Joe Pessolano - Branch Sales Manager - NMLS# 1420072
632 Pinecroft Dr, Clayton, NC 27520
9197500011
Karen Elaine White | Fairway Independent Mortgage Corporation Loan Officer
632 Pinecroft Dr, Clayton, NC 27520
9198793056
Motto Mortgage Quality
218 E Main St Suite 223, Clayton, NC 27520
9193528938
PrimeLending, A PlainsCapital Company - Clayton
8998 US-70 BUS Suite 105, Clayton, NC 27520
9195500902
Shawna Clark - Mortgage Advisor - NMLS 1796866
481 E Main St, Clayton, NC 27520
7077241234
PNC Mortgage
11861 Clayton Blvd, Clayton, NC 27520
9195502260
Jason Hill Motto Mortgage Quality
218 E Main St Suite 223, Clayton, NC 27520
9193528938
Gina Aiken
960 NC 42, Clayton, NC 27520
9195322257
Advantage Lending
11183 US-70 BUS, Clayton, NC 27520
9195327300
DHI Mortgage
82 Red Jasper Wy, Clayton, NC 27520
9199431639

What Does a Mortgage Lender in Clayton Cost?

Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5 percent to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Closing costs generally total 2 percent to 5 percent of the purchase price. These costs can vary based on loan type and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Clayton?
You typically need pay stubs, tax returns, bank statements, and photo identification. North Carolina lenders may also require a valid driver license or state ID. Gather these documents before starting your application.
How long does the mortgage process take in North Carolina?
The mortgage process usually takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for refinances. Your lender will provide a timeline specific to your loan type.