ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse mortgage lenders serving Philomath, Oregon. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Philomath, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 4 mortgage lenders in Philomath, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Philomath Community Services
360 S 9th St, Philomath, OR 97370
5419292499
American Home and Stone
2707 Main St, Philomath, OR 97370
5419293100
Arete Wood and Cabinetry
950 Clemens Mill Rd, Philomath, OR 97370
5419544113
Citizens Bank
1224 Main St, Philomath, OR 97370
5419293228
Philomath Oregon is a small community near Corvallis where home buyers often work with local mortgage lenders to finance a home purchase or refinance. Oregon law requires lenders to be licensed through the Nationwide Multistate Licensing System and follow specific disclosure rules under the Oregon Residential Mortgage Lending Act. Local lenders can help you navigate Oregon specific programs like the Oregon Bond Residential Loan program for first time buyers.
What Does a Mortgage Lender in Philomath Cost?
Typical costs for a mortgage loan in Oregon include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance premiums of 1,500 to 2,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Oregon also requires a documentary stamp tax on deeds of trust, which is 0.10 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage lenders need in Oregon?
Mortgage lenders in Oregon must hold a valid license from the Oregon Division of Financial Regulation. They also register through the Nationwide Multistate Licensing System and must renew their license annually.
Are there Oregon specific loan programs for home buyers?
Yes Oregon offers the Oregon Bond Residential Loan program which provides below market interest rates and down payment assistance for qualified first time home buyers. Income and purchase price limits apply based on county.
How long does a mortgage loan typically take to close in Oregon?
A standard mortgage loan in Oregon usually takes 30 to 45 days to close. Oregon law requires a three business day right of rescission after signing for refinances, which can add time to the process.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Philomath who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.