Find Mortgage Lenders in Portland, OR
Looking for a mortgage lender in Portland? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Oregon before hiring.
Showing 20 mortgage lenders in Portland, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Portland Cost?
Typical costs for a mortgage lender in Oregon include an origination fee of 0.5 to 1.0 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add 1,500 to 3,000 dollars. Oregon also charges a documentary stamp tax of 0.1 percent on the loan amount. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in Oregon?
Mortgage lenders in Oregon must hold a license from the Oregon Division of Financial Regulation. They must also register with the Nationwide Multistate Licensing System. This ensures they follow state lending laws and consumer protections.
How long does a mortgage pre approval last in Oregon?
A mortgage pre approval in Oregon typically lasts 60 to 90 days. The exact time depends on the lender and your financial situation. After that period you may need to update your documents and reapply.
Are there special mortgage programs for first time buyers in Portland?
Yes Oregon offers the Oregon Bond Residential Loan Program for first time buyers. This program provides below market interest rates and down payment assistance. Portland also has local grants through the Portland Housing Bureau for eligible buyers.