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Directory of mortgage lenders in Stayton, Oregon. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Stayton, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 6 mortgage lenders in Stayton, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Santiam Escrow Inc
618 N 2nd Ave, Stayton, OR 97383
5037696444
Maps Credit Union - Stayton Branch
105 Fern Ridge Rd SE, Stayton, OR 97383
5035880181
U.S. Bank Branch
480 N 3rd Ave, Stayton, OR 97383
5037692168
KeyBank
805 N First Ave, Stayton, OR 97383
5035762699
Investors Mortgage
216 E Virginia St, Stayton, OR 97383
5037696377
Chase Mortgage
1089 N First Ave, Stayton, OR 97383
5037692179
Mortgage lenders in Stayton Oregon help homebuyers and homeowners secure financing for residential properties. Oregon law requires lenders to be licensed through the Division of Financial Regulation. Local lenders can guide you through Oregon specific programs like the Oregon Bond Residential Loan program for first time buyers.
What Does a Mortgage Lender in Stayton Cost?
Typical costs for a mortgage lender in Oregon include an origination fee of 0.5% to 1% of the loan amount and third party fees for appraisal title insurance and credit report. Closing costs in Oregon usually range from 2% to 5% of the home purchase price. For a $400,000 home that means $8,000 to $20,000 in total closing costs. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Stayton Oregon?
You typically need pay stubs tax returns bank statements and photo ID. Oregon lenders also require a credit report and property appraisal. Self employed borrowers may need additional profit and loss statements.
How long does mortgage approval take in Oregon?
The process usually takes 30 to 45 days from application to closing. Oregon law requires a three day rescission period after signing final documents. Delays can happen if additional documentation is needed.
Are there special mortgage programs for Oregon residents?
Yes Oregon offers the Oregon Bond Residential Loan program with below market rates for eligible first time buyers. The Oregon Housing and Community Services department also provides down payment assistance. Local lenders can explain income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.