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Find Mortgage Lenders Near You in Aiken, SC

Looking for a mortgage lender in Aiken? Review the directory below to compare your options.

18 agents listed
Updated June 2026
Aiken, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of South Carolina before hiring.
Showing 18 mortgage lenders in Aiken, SC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check `n Go
1704 Richland Ave W, Aiken, SC 29801
(803) 643-8043 locations.checkngo.com
Advance America
1573 Whiskey Rd, Aiken, SC 29803
(803) 641-6257 advanceamerica.net
World Finance
778 Silver Bluff Rd, Aiken, SC 29803
(803) 845-2970 loansbyworld.com
Motto Mortgage Simplified
480 Fabian Dr Suite A, Aiken, SC 29803
(706) 780-3434 mottomortgage.com
1st Franklin Financial
161 S Aiken Ln # 470, Aiken, SC 29803
(803) 642-7180 1ffc.com
Assurance Financial - Aiken
106 Laurens St NW, Aiken, SC 29801
(803) 644-4010 assurancemortgage.com
Guild Mortgage - Stephanie Johnson
228 Richland Ave W #1, Aiken, SC 29801
(803) 646-0228 branches.guildmortgage.com
Corey Dobbins - Motto Mortgage Simplified
480 Fabian Dr Suite A, Aiken, SC 29803
(803) 845-9772 mottomortgage.com
Guild Mortgage - Mike Harley
1310 Pine Log Rd suite a, Aiken, SC 29803
(706) 426-2201 branches.guildmortgage.com
OneMain Financial
2406 Whiskey Rd, Aiken, SC 29803
(803) 648-1306 onemainfinancial.com
AgSouth Farm Credit
951 E Pine Log Rd, Aiken, SC 29803
(803) 648-6818 agsouthfc.com
Pamela Bean | Aiken Mortgage Lender | Sword Mortgage
237 Park Ave SW Suite 218, Aiken, SC 29801
(803) 645-6961 swordmortgage.com
Stephanie Klarman Johnson at Guaranteed Rate Affinity (NMLS #1838070)
208 Newberry St NW, Aiken, SC 29801
(803) 646-0228 grarate.com
Brandon Thigpen | Aiken Mortgage Lender | Sword Mortgage
237 Park Ave SW Suite 218, Aiken, SC 29801
(803) 640-4390 swordmortgage.com
Guild Mortgage Company
1310 Pine Log Rd suite a, Aiken, SC 29803
(803) 716-3100 branches.guildmortgage.com
Steve Klarman at CrossCountry Mortgage
208 Newberry St NW, Aiken, SC 29801
(803) 646-9898 crosscountrymortgage.com
Guild Mortgage Company
228 Richland Ave W #1, Aiken, SC 29801
(803) 253-2111 branches.guildmortgage.com
Carl Clark at CrossCountry Mortgage
208 Newberry St NW, Aiken, SC 29801
(706) 262-6292 crosscountrymortgage.com

Mortgage lenders in Aiken South Carolina help homebuyers secure financing for residential properties. South Carolina law requires lenders to follow specific licensing rules under the South Carolina Consumer Protection Code. Local lenders can guide you through state-specific programs like the South Carolina Housing down payment assistance.

What Does a Mortgage Lender in Aiken Cost?

Typical costs for a mortgage lender in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These amounts vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Aiken?
You typically need pay stubs, tax returns, bank statements, and a valid ID. South Carolina lenders also require a property appraisal and title search. Your lender will provide a full list based on your loan type.
How long does the mortgage process take in South Carolina?
The process usually takes 30 to 45 days from application to closing. South Carolina law requires a three-day right of rescission for refinances. Delays can occur if additional documentation is needed.

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