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Directory of mortgage lenders in Daniel Island, South Carolina. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Daniel Island, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 2 mortgage lenders in Daniel Island, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
901 Island Park Dr Suite 201, Daniel Island, SC 29492
8432098805
Kelly M. Phillips-Fairway Independent Mortgage Corporation
901 Island Park Dr Suite 201, Daniel Island, SC 29492
8432098805
Mortgage lenders in Daniel Island, South Carolina help residents and buyers secure home loans for purchase or refinance. South Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the unique real estate market of this planned community and can guide you through options like conventional, FHA, and VA loans.
What Does a Mortgage Lender in Daniel Island Cost?
Typical costs for a mortgage lender in South Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These figures vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Daniel Island?
You typically need pay stubs, tax returns, bank statements, and a valid ID. South Carolina lenders also require a credit report and property appraisal. The exact list varies by loan type and lender.
How long does the mortgage process take in South Carolina?
The process usually takes 30 to 45 days from application to closing. South Carolina law sets a minimum 7-day waiting period after the Closing Disclosure is issued. Delays can occur if additional documents are needed.
Are there special mortgage programs for first-time home buyers in South Carolina?
Yes, the South Carolina State Housing Finance and Development Authority offers programs like SC Home and SC Home Plus. These provide down payment assistance and competitive interest rates for eligible first-time buyers in Daniel Island.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.