Mortgage Lenders in Charleston, SC
Compare mortgage lenders in Charleston. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 20 mortgage lenders in Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Charleston South Carolina help home buyers and homeowners secure financing for residential properties. South Carolina has specific laws regarding mortgage lending including a 30 day right to cancel for certain refinances. Local lenders understand the Charleston real estate market from downtown historic homes to suburban developments in Mount Pleasant and Summerville.
What Does a Mortgage Lender in Charleston Cost?
Typical costs for a mortgage lender in South Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a credit report fee of $30 to $50. Closing costs in Charleston generally range from 2% to 5% of the purchase price. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Charleston?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. South Carolina lenders also require a property appraisal and title search.
Are there special mortgage programs for first time buyers in South Carolina?
Yes, the South Carolina State Housing Finance and Development Authority offers the SC Homebuyer Program. This provides down payment assistance and competitive interest rates for qualified first time buyers in Charleston.