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Directory of mortgage lenders in Allen, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
20 agents listed
Updated June 2026
Allen, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage lenders in Allen, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Allen Texas help homebuyers and homeowners secure financing for property purchases and refinancing. Texas law requires a specific homestead exemption and a 20 percent down payment on certain home equity loans. Local lenders in Allen understand the Collin County real estate market and can guide you through the Texas specific loan process.
What Does a Mortgage Lender in Allen Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,500 to 2,500 dollars. Closing costs in Texas generally range from 2 to 5 percent of the purchase price. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Allen Texas?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas law also requires a signed application and a credit report authorization.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas has a three day rescission period for refinances after closing.
Get matched with agents in Allen who handle your type of case.
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BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Texas.