Find Mortgage Lenders Near You in Amarillo, TX
Looking for a mortgage lender in Amarillo? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage lenders in Amarillo, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Amarillo Texas help homebuyers and homeowners secure financing for property purchases or refinancing. Texas law requires a home equity loan to have a maximum loan-to-value ratio of 80 percent. Local lenders understand the Amarillo real estate market and can guide you through the Texas specific closing process.
What Does a Mortgage Lender in Amarillo Cost?
Typical costs for a mortgage lender in Amarillo include an origination fee of 0.5 to 1 percent of the loan amount, plus third party fees like appraisal at 400 to 700 dollars and title insurance at 1,500 to 3,000 dollars. Texas law caps certain fees for home equity loans. Costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Amarillo?
You typically need pay stubs, tax returns, bank statements, and a government ID. Texas law may require additional documentation for homestead properties. Your lender will provide a full list based on your loan type.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas has a 12 day right of rescission for home equity loans. This means you have 12 days after signing to cancel the loan without penalty.