Mortgage Lenders in Austin, TX
Compare mortgage lenders in Austin. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage lenders in Austin, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Austin Texas help home buyers and homeowners secure financing for residential properties. Texas law has specific rules for home equity loans, including a cap on loan amounts and a 12 day waiting period after application. Local lenders understand the Austin market and can guide you through Texas unique property tax and insurance requirements.
What Does a Mortgage Lender in Austin Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of about $1,500 to $2,500. Closing costs in Austin usually range from 2% to 5% of the purchase price. These costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Austin Texas?
You will need pay stubs, tax returns, bank statements, and a government ID. Texas lenders also require a copy of your homeowners insurance policy and proof of property taxes paid.
How long does it take to close on a mortgage in Texas?
Typical closing takes 30 to 45 days from application. Texas law requires a 12 day waiting period for home equity loans. Delays can happen if the title search or appraisal takes longer.
Are there special mortgage programs for first time home buyers in Austin?
Yes. The Texas Department of Housing and Community Affairs offers programs like the Texas First Time Home Buyer Program. Austin also has local down payment assistance grants for eligible buyers.