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Find Mortgage Refinance Companies Near You in Grand Junction, CO
Browse mortgage refinance companies serving Grand Junction, Colorado. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Grand Junction, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 20 mortgage refinance companies in Grand Junction, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
507 Main St, Grand Junction, CO 81501
9708523400
Fidelity Mortgage - Grand Junction
700 Belford Ave # 300, Grand Junction, CO 81501
9702427000
Fairway Independent Mortgage, Grand Junction
601 Main St, Grand Junction, CO 81501
9707783444
Major Mortgage
Major, 2474 Patterson Rd #200, Grand Junction, CO 81505
9702416100
Northpointe Bank - Laurinda Conrad - Mortgage Lender 187645
627 24 1/2 Rd STE C, Grand Junction, CO 81505
9702166204
Jim Kaiser - Guild Mortgage
1114 N 1st St Suite 111, Grand Junction, CO 81501
9702560080
New American Funding - Grand Junction, CO
619 Main St #145, Grand Junction, CO 81505
9702369889
Beau Bradley at CrossCountry Mortgage
131 N 6th St # 300, Grand Junction, CO 81501
9702016961
Fiesta Home Loans
362 Main St D, Grand Junction, CO 81501
9704337090
Independence Group at Primary Residential Mortgage, Inc.
2800 Printers Way Suite 201, Grand Junction, CO 81506
9705493496
RachelKellerHomeLoans
601 Main St Suite A, Grand Junction, CO 81501
8584141446
W. C. Mortgage, Inc.
803 White Ave, Grand Junction, CO 81501
9702422288
Gershman Mortgage - Grand Junction, CO
200 Grand Ave #270, Grand Junction, CO 81501
9707125355
LeRoy Brown - Mortgage Loan Officer/ Lender at Fidelity Mortgage Company - NMLS 2253896
700 Belford Ave # 300, Grand Junction, CO 81501
9702704394
Ambassador Mortgage Group, Mortgage Brokers
2454 US-6 & 50, Suite 104, Grand Junction, CO 81505
A mortgage refinance company in Grand Junction Colorado helps homeowners replace their existing home loan with a new one. Colorado law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. Local refinance companies understand the Grand Junction real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Grand Junction Cost?
Typical costs for a mortgage refinance in Colorado include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance which can range from 500 to 1,500 dollars. Third party fees like credit report and recording fees add another 100 to 300 dollars. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Grand Junction Colorado?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Colorado law also requires lenders to disclose the annual percentage rate and total loan costs. Your refinance company will provide a specific list based on your situation.
How long does a mortgage refinance take in Colorado?
A typical refinance in Colorado takes 30 to 45 days from application to closing. Colorado has a three-day right of rescission period after signing, meaning you can cancel the loan for any reason within three business days. Delays can occur if an appraisal or title work takes longer.
Are there Colorado specific rules for mortgage refinancing?
Yes, Colorado Revised Statute 38-40-101 requires lenders to give you a copy of the appraisal report within 10 days of receiving it. Also, Colorado has a deed of trust system which means the refinance company will record the new lien with the Mesa County Clerk and Recorder. Always ask about prepayment penalties as Colorado law limits them on certain loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.