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Mortgage Refinance Companies in Windsor, CO

Directory of mortgage refinance companies in Windsor, Colorado. Verify credentials with the state state mortgage licensing authority before hiring.

13 agents listed
Updated June 2026
Windsor, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Colorado before hiring.
Showing 13 mortgage refinance companies in Windsor, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
loanDepot
6305 N Fairgrounds Ave Unit 200, Windsor, CO 80550
(970) 449-6600 loandepot.com
Guild Mortgage - Kelly Chacon
631 Birch St Unit A-2, Windsor, CO 80550
(970) 541-9479 branches.guildmortgage.com
Myranda Dabney - Loan Officer at Bank of Colorado
1041 Main St, Windsor, CO 80550
(303) 325-1399 bankofcolorado.com
Velocity Lending
422 Main St, Windsor, CO 80550
(970) 460-6677 nocolending.com
Ryan Lococo - Mortgage Advisor at NEO Home Loans NMLS#1831985
6305 N Fairgrounds Ave Unit 200, Windsor, CO 80550
(970) 692-3990 ryanlococo.loanswithneo.com
Gregory Gerbrandt
631 Birch St Unit A-2, Windsor, CO 80550
(970) 541-4512
Guild Mortgage Company
631 Birch St Unit A-2, Windsor, CO 80550
(970) 541-9479 branches.guildmortgage.com
Fort Collins Mortgage
8340 Louden Cir, Windsor, CO 80528
(970) 484-5626 fortcollinsmortgage.com
American Liberty Mortgage - Northern Colorado & Wyoming
8010 S Co Rd 5 Unit 205, Windsor, CO 80528
(970) 966-8698 almnoco.com
Guild Mortgage - Chuck Ohmer
631 Birch St Unit A-2, Windsor, CO 80550
(720) 427-1150 branches.guildmortgage.com
BOK Financial Mortgage
1180 Main St UNIT 5, Windsor, CO 80550
(970) 460-9579 locations.bokfinancial.com
Chase Home Lending
1595 Main St, Windsor, CO 80550
(561) 528-1173 homelendingadvisor.chase.com
Derek Gonnerman- Mortgage Broker
5355 Maidenhead Dr, Windsor, CO 80550
(720) 838-8631 mortgagebrokerderek.com

Mortgage refinance companies in Windsor Colorado help homeowners lower their interest rates or change loan terms. Colorado law requires lenders to provide a Loan Estimate within three business days of application. Local refinance options include conventional, FHA, and VA loans for Windsor properties.

What Does a Mortgage Refinance Company in Windsor Cost?

Typical costs for a mortgage refinance in Colorado range from 2% to 5% of the loan amount. This includes origination fees, appraisal fees, title insurance, and recording fees. For a $300,000 loan, costs may be $6,000 to $15,000. Some lenders offer no closing cost options but may charge a higher rate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Windsor Colorado?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. Colorado lenders also require proof of homeowners insurance and a valid government ID.
How long does a mortgage refinance take in Colorado?
A typical refinance in Colorado takes 30 to 45 days from application to closing. Colorado law allows a three day rescission period after signing for most refinances.
Are there Colorado specific rules for refinancing a mortgage?
Yes, Colorado requires lenders to be licensed under the Colorado Mortgage Loan Originator Licensing Act. Borrowers also have the right to receive a Loan Estimate and Closing Disclosure.

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