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Find Mortgage Refinance Companies in Muncie, IN

Compare mortgage refinance companies in Muncie. Review contact information and insurance categorys before you decide.

17 agents listed
Updated June 2026
Muncie, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Indiana before hiring.
Showing 17 mortgage refinance companies in Muncie, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
814 E McGalliard Rd, Muncie, IN 47303
(765) 286-4428 locations.marinerfinance.com
World Finance
1403 W McGalliard Rd #1, Muncie, IN 47304
(765) 881-6138 loansbyworld.com
Ruoff Mortgage - Muncie
3607 Wheeling Ave, Muncie, IN 47304
(765) 587-2280 ruoff.com
Ryan Vannatter, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
(765) 748-9790 ruoff.com
Preferred Capital
4904 Wheeling Ave, Muncie, IN 47304
(765) 896-9863 preferredcapitalmortgage.com
KTL Performance Mortgage Muncie
4710 E Jackson St Suite 2, Muncie, IN 47303
(765) 273-4711 performancemortgageone.com
Justin Phillips, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
(765) 808-2111 ruoff.com
Kayla Kreigh, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
(419) 310-1220 ruoff.com
Clayton Wright, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
(765) 517-2723 ruoff.com
OneMain Financial
330 E McGalliard Rd, Muncie, IN 47303
(765) 284-7781 onemainfinancial.com
Andy Thorpe, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
(765) 744-0490 ruoff.com
Union Home Mortgage
1812 W McGalliard Rd, Muncie, IN 47304
(765) 282-0507 uhm.com
Thrive Mortgage - Muncie IN
1812 W McGalliard Rd, Muncie, IN 47304
(765) 282-0507 thrivemortgage.com
Cindy Buchanan - Old National Bank
320 S High St, Muncie, IN 47305
(765) 254-3948 associates.oldnational.com
Chase Home Lending
912 S Tillotson Ave, Muncie, IN 47304
(703) 217-7900 homelendingadvisor.chase.com
Chase Mortgage
220 S Walnut St, Muncie, IN 47305
(765) 747-4543 chase.com
Chase Home Lending
1635 W McGalliard Rd, Muncie, IN 47304
(949) 293-6202 homelendingadvisor.chase.com

Mortgage refinance companies in Muncie, Indiana help homeowners lower their interest rates or change loan terms. Indiana law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through the process and explain state-specific rules like the Indiana mortgage tax.

What Does a Mortgage Refinance Company in Muncie Cost?

Typical costs for refinancing a mortgage in Indiana include an appraisal fee of 400 to 600 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Indiana also imposes a mortgage recording tax of 0.11 percent. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Muncie?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Indiana lenders also require a property appraisal. Having these ready can speed up the process.
How long does a mortgage refinance take in Indiana?
A typical refinance in Indiana takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.

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