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Find Mortgage Refinance Companies Near You in New Albany, IN

Looking for a mortgage refinance company in New Albany? Review the directory below to compare your options.

12 agents listed
Updated June 2026
New Albany, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Indiana before hiring.
Showing 12 mortgage refinance companies in New Albany, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kentuckiana Mortgage Group Inc.
401 E Main St, New Albany, IN 47150
(812) 725-0017 kyinmortgage.com
Companion Home Loans
4206 Charlestown Rd, New Albany, IN 47150
(812) 226-0560 companionloans.com
Clear To Close Mortgage
1620 E Market St, New Albany, IN 47150
(502) 599-3160 teamctc.com
with Daniel
222 Pearl St Suite 104, New Albany, IN 47150
(812) 406-3712 closingwithdaniel.com
Bryan Fuller at Prosperity Home Mortgage - New Albany
3707 Charlestown Rd #A1, New Albany, IN 47150
(502) 394-6115 phmloans.com
Kimberly Melton
3125 Blackiston Mill Rd, New Albany, IN 47150
(502) 541-9890
Kim Melton, Ruoff Mortgage
3125 Blackiston Mill Rd, New Albany, IN 47150
(502) 541-9890 ruoff.com
Strategic Mortgage, LLC
4802 Charlestown Rd, New Albany, IN 47150
(812) 989-9358 strategicmortgagellc.com
Sean Clemons with Kentuckiana Mortgage Group
401 E Main St Suite 100, New Albany, IN 47150
(502) 541-1515 kyinmortgage.com
Melton Mortgage Team
3125 Blackiston Mill Rd, New Albany, IN 47150
(812) 596-0691
Karissa Espinosa, Mortgage Lender with Stock Yards Bank & Trust
2860 Charlestown Rd, New Albany, IN 47150
(502) 259-2528 mortgage.syb.com
Movement Mortgage
215 W Spring St, New Albany, IN 47150
(877) 314-1517 movement.com

Mortgage refinance companies in New Albany Indiana help homeowners lower their interest rate or change loan terms. Indiana law requires lenders to provide a Loan Estimate within three business days of application. Local lenders often work with properties in Floyd County and the surrounding region.

What Does a Mortgage Refinance Company in New Albany Cost?

Typical costs for a mortgage refinance in Indiana include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a home in New Albany Indiana?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Indiana lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in Indiana?
A standard refinance in Indiana usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes extra time.
Are there Indiana specific laws for mortgage refinancing?
Yes. Indiana Code 24-4.5-3-202 requires lenders to disclose the annual percentage rate clearly. Indiana also has a 3 day right of rescission for most refinances on a primary residence.

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