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Mortgage Refinance Companies in Iowa City, IA

Looking for a mortgage refinance company in Iowa City? Review the directory below to compare your options.

6 agents listed
Updated June 2026
Iowa City, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Iowa before hiring.
Showing 6 mortgage refinance companies in Iowa City, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Residential Mortgage Network, Inc.
2507 Highlander Pl, Iowa City, IA 52245
(319) 354-7501 rmniowa.com
GreenState Credit Union
500 Iowa Ave, Iowa City, IA 52240
(800) 397-3790 greenstate.org
U.S. Bank-Mortgage Loan Officer-James Thibodeau
204 E Washington St, Iowa City, IA 52240
(319) 356-9022 mortgage.usbank.com
US Bank Mortgage
2312 Mormon Trek Blvd, Iowa City, IA 52246
(800) 872-2657 usbank.com
Mortgage Loans - Iowa City
429 S Dubuque St, Iowa City, IA 52240
(844) 384-1712
US Bank Mortgage
132 E Washington St, Iowa City, IA 52240
(800) 872-2657 usbank.com

Mortgage refinance companies in Iowa City Iowa help homeowners lower their interest rate or change loan terms. Iowa law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Johnson County housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Iowa City Cost?

Typical costs for a mortgage refinance in Iowa City include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 800 dollars. Third party costs like credit report fees and recording fees add 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing in Iowa City?
A standard refinance in Iowa City takes 30 to 45 days from application to closing. Iowa law gives you a three day right of rescission after signing. Delays can occur if an appraisal or title work takes longer.
Are there Iowa specific rules for refinance closing costs?
Yes Iowa law limits certain fees. For example the state caps recording fees at a set amount per document. Lenders must disclose all costs on the Loan Estimate. You can compare these fees among different companies.
Do I need a home appraisal to refinance in Iowa City?
Most lenders require an appraisal to confirm the home value. In Iowa the appraisal must be performed by a state licensed appraiser. Some streamline programs may waive the appraisal if you have enough equity.

Mortgage Refinance Companies in Other Iowa Cities