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Find Mortgage Refinance Companies Near You in Urbandale, IA

Looking for a mortgage refinance company in Urbandale? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Urbandale, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 19 mortgage refinance companies in Urbandale, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Tyler Osby Team at Fairway Independent Mortgage
2400 86th St Apt 29, Urbandale, IA 50322
5152576729
Midwest Family Lending
2753 99th St, Urbandale, IA 50322
5152527107
Louie Wickett - Mortgage Lender
2370 Northwest 128th Street, Urbandale, IA 50323
5152389949
Jared Nicolaisen - Mortgage Lender
2370 Northwest 128th Street, Urbandale, IA 50323
6413302932
Brady Haye Mortgage Team - Key Mortgage Group
2370 Northwest 128th Street, Urbandale, IA 50323
7128300025
Dustin Arntt-Frontier Mortgage
8525 Douglas Ave Apt 37, Urbandale, IA 50322
5154193311
Team Chedester ~ Custom Home Mortgages Solutions
2753 99th St, Urbandale, IA 50322
5152296564
Gershman Mortgage - West Des Moines
2646 100th St, Urbandale, IA 50322
5159645952
Key Mortgage Group - Luis Solis - Mortgage Lender
2370 Northwest 128th Street, Urbandale, IA 50323
5154231580
Mortgage Producers
2755 106th St, Urbandale, IA 50322
5152513806
The David Bell Mortgage Team
2400 86th St Apt 20, Urbandale, IA 50322
5152597091
Jessie Carson
2967 100th St #4, Urbandale, IA 50322
5152201868
Dan Buchholz at Home Services Lending - Urbandale
2900 100th St # 109, Urbandale, IA 50322
5154947166
DeeDee Kalny
2900 100th St #206, Urbandale, IA 50322
5154804436
Smith/Brandt Mortgage Team - Midwest Family Lending Corp
2753 99th St, Urbandale, IA 50322
5153603104
Kyle Guldenpfennig, #TallMoneyMan - Mortgage Loan Originator
2753 99th St, Urbandale, IA 50322
5154003309
Team Fuller ~ Midwest Family Lending Corp
2753 99th St, Urbandale, IA 50322
5153217322
Independent Mortgage LC
10430 New York Ave # B, Urbandale, IA 50322
5159888100
Des Moines Home Mortgage
16304 Tanglewood Dr, Urbandale, IA 50323
5158228913

Mortgage refinance companies in Urbandale, Iowa help homeowners lower their interest rates, reduce monthly payments, or switch loan types. Iowa law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Urbandale real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Urbandale Cost?

Typical refinance costs in Iowa range from 2% to 5% of the loan amount. For a $200,000 loan, that means $4,000 to $10,000 in closing costs. Iowa also charges a mortgage recording tax of 0.10% of the loan amount. Other common fees include appraisal fees around $400 to $600 and title insurance costs of $500 to $1,000. Note that costs vary by situation and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Urbandale?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Iowa lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Iowa?
Most refinances close in 30 to 45 days. Iowa law does not set a specific timeline, but lenders must follow federal disclosure rules that can affect the schedule.