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Compare mortgage refinance companies in Waterloo. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Waterloo, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 15 mortgage refinance companies in Waterloo, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
River's Edge Mortgage
999 Home Plaza Suite 203, Waterloo, IA 50701
3192397182
River's Edge Mortgage
999 Home Plaza Suite 203, Waterloo, IA 50701
3192397182
Jared Schmit - Mortgage Loan Officer
131 E Tower Park Dr #100, Waterloo, IA 50701
3198744336
Haleigh Sperfslage - Mortgage Loan Officer
131 Tower Park Dr #100, Waterloo, IA 50701
3198744366
Guild Mortgage - John Higdon
999 Home Plaza Suite 203, Waterloo, IA 50701
3192397182
Mirsada Ibradzic-Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3198331196
Lori Honermann - Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3192365659
Guild Mortgage - Derek Forsythe
999 Home Plaza Suite 203, Waterloo, IA 50701
5159548622
Chris Wander Mortgage Banking Officer BankIowa
3222 Kimball Ave, Waterloo, IA 50702
3198887022
Bob Borcherding - Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3192365637
US Bank Mortgage
3130 Kimball Ave, Waterloo, IA 50701
8008722657
Guild Mortgage Company
999 Home Plaza Suite 203, Waterloo, IA 50701
3193780501
Kelly Newton-U.S. Bank Mortgage
3130 Kimball Ave, Waterloo, IA 50702
3192345892
LSB Mortgage
999 Home Plaza, Waterloo, IA 50701
3192689171
Commercial Lending Waterloo, IA
131 E Tower Park Dr, Waterloo, IA 50701
3197741896
Mortgage refinance companies in Waterloo, Iowa help homeowners lower their interest rate, change loan terms, or access home equity. Iowa law requires all mortgage lenders to be licensed through the Iowa Division of Banking. Local lenders understand the Black Hawk County housing market and can guide you through Iowa specific refinance rules.
What Does a Mortgage Refinance Company in Waterloo Cost?
Typical costs for a mortgage refinance in Waterloo Iowa include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $600, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Waterloo Iowa?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. Iowa lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Iowa?
A typical refinance in Iowa takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.