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Find Mortgage Refinance Companies in Columbia Heights, MN
Looking for a mortgage refinance company in Columbia Heights? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Columbia Heights, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 3 mortgage refinance companies in Columbia Heights, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LoanMax Title Loans
4911 Central Ave NE, Columbia Heights, MN 55421
7632994740
Magnifi Financial
843 40th Ave NE, Columbia Heights, MN 55421
8883308482
Wings Credit Union
3985 Central Ave NE, Columbia Heights, MN 55421
9529978000
A mortgage refinance company in Columbia Heights, Minnesota helps homeowners replace their existing home loan with a new one. Minnesota law requires lenders to provide a clear loan estimate within three business days of application. Local companies understand the Anoka County housing market and can guide you through options like rate-and-term or cash-out refinancing.
What Does a Mortgage Refinance Company in Columbia Heights Cost?
Typical costs for a mortgage refinance in Minnesota range from 2 to 5 percent of the loan amount. This includes lender fees, appraisal fees (usually 400 to 700 dollars), title insurance, and recording fees. Minnesota charges a mortgage registration tax of 0.23 percent of the loan amount plus a deed tax of 0.01 percent. Costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical time to close a refinance in Columbia Heights?
Most refinances in Minnesota close within 30 to 45 days from application. This timeline can vary based on your lender, appraisal scheduling, and your responsiveness to document requests. Minnesota law does not set a specific maximum closing time for refinances.
Do I need a home appraisal for a refinance in Minnesota?
Yes, most lenders require a new appraisal to confirm your home value. Minnesota appraisals must follow state licensing standards. Some streamline refinance programs may waive the appraisal if you have a government-backed loan like FHA or VA.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.