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Find Mortgage Refinance Companies Near You in Elk River, MN
Directory of mortgage refinance companies in Elk River, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Elk River, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 12 mortgage refinance companies in Elk River, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Neighborhood Loans | Minnesota
17205 Yale St NW suite d, Elk River, MN 55330
6125671471
The Home Team - Fairway Home Mortgage NMLS #452483
629 Main St NW, Elk River, MN 55330
6122699728
The Bank of Elk River - Main Street Office
630 Main St NW, Elk River, MN 55330
7634411000
Results Home Mortgage
650 Dodge Ave NW, Elk River, MN 55330
7634820426
Bell Bank Mortgage, Michelle Eder
351 Main St NW Suite 100, Elk River, MN 55330
6129405430
Fairway Independent Mortgage Corporation
The Landmark Building, 19021 Freeport St #500e, Elk River, MN 55330
6122699728
Kevin Bergsten
18769 Smith Dr NW, Elk River, MN 55330
7632276462
The Distinction Team at NEXA Mortgage
657 Main St NW, Elk River, MN 55330
7632001675
United Family Mortgage
200 5th St NW F, Elk River, MN 55330
7632410306
US Bank Mortgage
19695 Holt St NW, Elk River, MN 55330
8008722657
AXEN Mortgage
657 Main St NW Suite 102, Elk River, MN 55330
7635158887
Santy King-Mortgage Consultant
200 5th St NW Suite M, Elk River, MN 55330
6122454000
What Does a Mortgage Refinance Company in Elk River Cost?
Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These numbers are estimates and your actual costs will depend on your loan size, lender, and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the first step to refinance a mortgage in Elk River?
Contact a licensed mortgage refinance company in Elk River. They will review your current loan, credit score, and home value. You will then receive a Loan Estimate that shows fees and terms.
Are there Minnesota specific rules for mortgage refinancing?
Yes. Minnesota law gives you three business days after signing to cancel the refinance without penalty. Lenders must also follow the Minnesota Residential Mortgage Originator and Servicer Licensing Act.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.