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Find Mortgage Refinance Companies Near You in Mankato, MN

Compare mortgage refinance companies in Mankato. Review contact information and insurance categorys before you decide.

14 agents listed
Updated June 2026
Mankato, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 14 mortgage refinance companies in Mankato, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeSource Funding
1751 N Victory Dr STE 500, Mankato, MN 56001
(507) 389-8240 primesourcefunding.com
Busch/Lawrence Group, Edge Home Finance
110 E Liberty St, Mankato, MN 56001
(507) 351-0581 buschlawrencegroup.com
BankVista
1501 Adams St, Mankato, MN 56001
(507) 387-2265 bankvista.com
Habib Sadaka at CrossCountry Mortgage
100 Warren St STE 313, Mankato, MN 56001
(507) 380-0780 habibsadakateam.com
OneMain Financial
1400 Madison Ave Suite 704, Mankato, MN 56001
(507) 387-3733 onemainfinancial.com
Profinium Bank
100 Warren St, Mankato, MN 56001
(507) 389-8900 profinium.com
Luminate Home Loans - River Valley Team
1720 Adams St # 100, Mankato, MN 56001
(507) 382-1468 applynow.goluminate.com
Megan Smith (RETIRED VETERAN) VA Loan Originator NMLS 501934
312 Raintree Rd, Mankato, MN 56001
(507) 420-7770
Kim M Weise-Bartelt - 400945 - Wells Fargo Home Mortgage
206 E Hickory St, Mankato, MN 56001
(507) 340-5558 homeloans.wellsfargo.com
Clear to Close Mortgage Processing, LLC
104 Creative Ct, Mankato, MN 56001
(612) 237-0940
Chad Borgmeier-U.S. Bank Mortgage
115 E Hickory St STE 200, Mankato, MN 56001
(507) 387-9436 mortgage.usbank.com
US Bank Home Mortgage
204 S 2nd St, Mankato, MN 56001
(507) 387-9436 usbank.com
Dawn Ruhland - Old National Bank
111 S 2nd St Ste 100, Mankato, MN 56001
(507) 388-0918 associates.oldnational.com
American Mortgage & Equity
120 N Augusta Ct, Mankato, MN 56001
(507) 387-5626

Mortgage refinance companies in Mankato Minnesota help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Minnesota law requires lenders to provide a Loan Estimate within three business days of application, giving you clear cost details upfront.

What Does a Mortgage Refinance Company in Mankato Cost?

Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Mankato often total 2 to 5 percent of the loan principal. This is general information and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Mankato?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders in Minnesota also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal is slow or if there are issues with your credit report or income verification.
Are there Minnesota laws that protect me during refinancing?
Yes. Minnesota Statute 47.206 requires lenders to disclose all fees and terms before closing. You also have a three day right of rescission after signing, which lets you cancel the refinance for any reason.

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