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Find Mortgage Refinance Companies Near You in Mendota Heights, MN

Looking for a mortgage refinance company in Mendota Heights? Review the directory below to compare your options.

8 agents listed
Updated June 2026
Mendota Heights, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 8 mortgage refinance companies in Mendota Heights, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Spectra Home Mortgage
750 S Plaza Dr #319, Mendota Heights, MN 55120
(651) 334-8657 spectramtg.com
Mutual of Omaha Mortgage - Tom Mattaini
800 S Plaza Dr, Mendota Heights, MN 55120
(651) 245-5855 mattainimortgage.com
Paul Melby LendSmart Mortgage
750 S Plaza Dr Suite #219, Mendota Heights, MN 55120
(952) 215-0505 paulmelby.com
New American Funding - Mendota Heights, MN
800 S Plaza Dr, Mendota Heights, MN 55120
(651) 333-3063 newamericanfunding.com
Mutual of Omaha Mortgage
800 S Plaza Dr, Mendota Heights, MN 55120
(651) 255-6501 mutualmortgage.com
Bell Bank Mortgage, Jake TeWinkel
971 Sibley Memorial Hwy # 201, Mendota Heights, MN 55118
(612) 751-8435 jaketewinkel.bellbankmortgage.com
Gabriel Financial Group, Inc.
1171 Northland Dr Suite 100, Mendota Heights, MN 55120
(651) 994-1555 gabrielfinancialgroup.com
Fairway Independent Mortgage Corporation
1200 Centre Pointe Curve #300, Mendota Heights, MN 55120
(651) 888-8171 fairwayindependentmc.com

Mortgage refinance companies in Mendota Heights help homeowners adjust their loan terms or lower their interest rates. Minnesota law requires lenders to provide a clear Loan Estimate within three business days of application. Local firms understand the Twin Cities housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Mendota Heights Cost?

Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Mendota Heights?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law allows a three-day rescission period after signing, giving you time to cancel if needed.
Are there Minnesota-specific rules for refinancing a mortgage?
Yes. Minnesota requires lenders to be licensed under the Minnesota Residential Mortgage Originator and Servicer Licensing Act. You also have the right to a free credit report annually from each credit bureau.

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