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Find Mortgage Refinance Companies in North St Paul, MN

Browse mortgage refinance companies serving North St Paul, Minnesota. Contact information and addresses listed below.

3 agents listed
Updated June 2026
North St Paul, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 3 mortgage refinance companies in North St Paul, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Old National Bank
2700 7th Ave E, North St Paul, MN 55109
(763) 656-2400 locations.oldnational.com
Todd Kocon - Old National Bank
2700 7th Ave E, North St Paul, MN 55109
(763) 656-2420 associates.oldnational.com
Vilay Ly Angeles - Old National Bank
2700 7th Ave E, North St Paul, MN 55109
(763) 656-2416 associates.oldnational.com

A mortgage refinance company in North St Paul Minnesota helps homeowners adjust their loan terms or lower their interest rate. Minnesota law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the specific property values and market trends in Ramsey County.

What Does a Mortgage Refinance Company in North St Paul Cost?

Typical costs for a mortgage refinance in Minnesota range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, origination fees of 0.5% to 1%, and title insurance costs around $1,000 to $2,000. Closing costs in North St Paul may also include recording fees and transfer taxes. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in North St Paul?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Minnesota specific rules for refinancing a mortgage?
Yes, Minnesota law requires a three business day right of rescission for most refinances. This gives you time to cancel the loan without penalty after signing.

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