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Find Mortgage Refinance Companies Near You in Rochester, MN

Browse mortgage refinance companies serving Rochester, Minnesota. Contact information and addresses listed below.

18 agents listed
Updated June 2026
Rochester, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 18 mortgage refinance companies in Rochester, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeSource Funding (Rochester, MN)
2876 Superior Dr NW #102, Rochester, MN 55901
(507) 328-0500 primesourcefunding.com
PrimeLending, A PlainsCapital Company - Rochester
2514 Superior Dr NW Suite B, Rochester, MN 55901
(507) 289-8800 lo.primelending.com
Results Home Mortgage
4123 26th St NW, Rochester, MN 55901
(507) 254-0761 resultshomemortgage.com
The Heichel Team powered by Fairway Home Mortgage
3273 19th St NW #3, Rochester, MN 55901
(507) 460-4500 yourwaymortgage.com
Minnesota First
1932 Viking Dr NW, Rochester, MN 55901
(507) 289-0411 mnfirst.com
Bell Bank Mortgage, Heather Fuelberth
2689 Commerce Dr NW, Rochester, MN 55901
(507) 358-2670 bell.bank
Bell Bank Mortgage, Stacy Jahraus
2689 Commerce Dr NW, Rochester, MN 55901
(507) 218-3770 bell.bank
Bell Bank Mortgage, Jason Griggs
2689 Commerce Dr NW, Rochester, MN 55901
(507) 322-5301 bell.bank
Bell Bank Mortgage, Mike Danielson
2689 Commerce Dr NW, Rochester, MN 55901
(507) 322-5056 bell.bank
loanDepot
2765 Commerce Dr NW Suite 100, Rochester, MN 55901
(651) 358-7955
Wayd Wangen at Rate (NMLS #370509)
2768 Superior Dr NW # C, Rochester, MN 55901
(507) 513-7119 rate.com
Zach Snell at Rate (NMLS #1544486)
2768 Superior Dr NW # C, Rochester, MN 55901
(507) 272-3244 rate.com
U.S. Bank-Mortgage Loan Officer-Heather Burns-Myhre
area served, US Bank, Rochester, MN 55902
(507) 285-7883 mortgage.usbank.com
Wintrust Mortgage
3552 West River Pkwy NW, Rochester, MN 55901
(507) 252-5626 wintrustmortgage.com
PrimeLending, A PlainsCapital Company: Doug Gillard
2514 Superior Dr NW Suite B, Rochester, MN 55901
(507) 398-7179 lo.primelending.com
LendSmart Mortgage
315 Elton Hills Dr NW, Rochester, MN 55901
(507) 281-9600 lendsmartmortgage.com
US Bank Mortgage
15 1st St SW, Rochester, MN 55902
(866) 398-1169 usbank.com
Jon O'Reilly-U.S. Bank Mortgage
402 1st Ave SW, Rochester, MN 55902
(507) 285-7873 mortgage.usbank.com

Mortgage refinance companies in Rochester Minnesota help homeowners lower their interest rates or change loan terms. Minnesota law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Rochester real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Rochester Cost?

Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Rochester usually range from 2,000 to 5,000 dollars. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Rochester Minnesota?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Minnesota laws that affect mortgage refinancing?
Yes, Minnesota Statute 47.206 requires lenders to disclose all fees and terms clearly. Minnesota also has a three-day right of rescission for most refinances, giving you time to cancel after signing.

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