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Mortgage Refinance Companies in Rochester, MN

Looking for a mortgage refinance company in Rochester? Review the directory below to compare your options.

18 agents listed
Updated May 2026
Rochester, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 18 mortgage refinance companies in Rochester, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeSource Funding (Rochester, MN)
2876 Superior Dr NW #102, Rochester, MN 55901
5073280500
PrimeLending, A PlainsCapital Company - Rochester
2514 Superior Dr NW Suite B, Rochester, MN 55901
5072898800
Results Home Mortgage
4123 26th St NW, Rochester, MN 55901
5072540761
The Heichel Team powered by Fairway Home Mortgage
3273 19th St NW #3, Rochester, MN 55901
5074604500
Minnesota First
1932 Viking Dr NW, Rochester, MN 55901
5072890411
Bell Bank Mortgage, Heather Fuelberth
2689 Commerce Dr NW, Rochester, MN 55901
5073582670
Bell Bank Mortgage, Stacy Jahraus
2689 Commerce Dr NW, Rochester, MN 55901
5072183770
Bell Bank Mortgage, Jason Griggs
2689 Commerce Dr NW, Rochester, MN 55901
5073225301
Bell Bank Mortgage, Mike Danielson
2689 Commerce Dr NW, Rochester, MN 55901
5073225056
loanDepot
2765 Commerce Dr NW Suite 100, Rochester, MN 55901
6513587955
Wayd Wangen at Rate (NMLS #370509)
2768 Superior Dr NW # C, Rochester, MN 55901
5075137119
Zach Snell at Rate (NMLS #1544486)
2768 Superior Dr NW # C, Rochester, MN 55901
5072723244
U.S. Bank-Mortgage Loan Officer-Heather Burns-Myhre
area served, US Bank, Rochester, MN 55902
5072857883
Wintrust Mortgage
3552 West River Pkwy NW, Rochester, MN 55901
5072525626
PrimeLending, A PlainsCapital Company: Doug Gillard
2514 Superior Dr NW Suite B, Rochester, MN 55901
5073987179
LendSmart Mortgage
315 Elton Hills Dr NW, Rochester, MN 55901
5072819600
US Bank Mortgage
15 1st St SW, Rochester, MN 55902
8663981169
Jon O'Reilly-U.S. Bank Mortgage
402 1st Ave SW, Rochester, MN 55902
5072857873

Mortgage refinance companies in Rochester Minnesota help homeowners lower their interest rates or change loan terms. Minnesota law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Rochester real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Rochester Cost?

Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Rochester usually range from 2,000 to 5,000 dollars. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Rochester Minnesota?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.