Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 10 mortgage refinance companies in St Cloud, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envision Capital
14 7th Ave N, St Cloud, MN 56303
3202911075
St. Cloud Mortgage, Inc.
606 25th Ave S #101, St Cloud, MN 56301
3202607576
New American Funding - Chad Faur
4150 2nd St S Ste 325, St Cloud, MN 56301
9523563493
Bell Bank Mortgage, Mike Petroske
3051 2nd St S #101, St Cloud, MN 56301
3202530666
One Mortgage, LLC
1407 33rd St S, St Cloud, MN 56301
3202570223
New American Funding - St Cloud, MN
4150 2nd St S Ste 325, St Cloud, MN 56301
3202011356
New American Funding - Michael Schrupp
4150 2nd St N Ste 325, St Cloud, MN 56301
6122803657
Shelvin Dean - St. Cloud Mortgage, Inc
606 25th Ave S #101, St Cloud, MN 56301
3202664973
Granite City Mortgage of Saint Cloud Inc
600 25th Ave S Ste 208, St Cloud, MN 56301
3202520100
Bell Bank Mortgage
3051 2nd St S #101, St Cloud, MN 56301
3202530666
What Does a Mortgage Refinance Company in St Cloud Cost?
Typical costs for a mortgage refinance in Minnesota range from 2 to 5 percent of the loan amount. Common fees include an appraisal fee of 400 to 700 dollars an origination fee of 0.5 to 1 percent and title insurance of 500 to 1000 dollars. Closing costs in St Cloud average 3000 to 6000 dollars for a 200000 dollar loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in St Cloud?
You typically need pay stubs tax returns bank statements and a photo ID. Minnesota lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.