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Find Mortgage Refinance Companies Near You in St Paul, MN

Compare mortgage refinance companies in St Paul. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
St Paul, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 20 mortgage refinance companies in St Paul, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ideal Credit Union
2401 McKnight Rd N, St Paul, MN 55109
(651) 770-7000 idealcu.com
Atwood Mortgage
420 Summit Ave suite 316, St Paul, MN 55102
(651) 384-2100 atwoodmortgage.com
Prosperity Home Mortgage: Chris Wright NMLS #653835
700 Grand Ave, St Paul, MN 55105
(651) 225-3965 chriswright.edinarealtymortgage.com
Jeff Anderson - Supreme Lending
322 County Rd D E Suite 100, St Paul, MN 55117
(214) 340-5225 loanswithjeff.com
Tim Peterson - Granite Bank
2100 Ford Pkwy # 201, St Paul, MN 55116
(612) 805-3684 granitebank.com
Cambria Mortgage, Joe Metzler Team
1549 Livingston Ave #105, St Paul, MN 55118
(651) 552-3681 joemetzler.com
Cambria Mortgage, Joe Metzler Team
1549 Livingston Ave #105, St Paul, MN 55118
(651) 552-3681 joemetzler.com
Bell Bank Mortgage - Hill Nelson Team
971 Sibley Memorial Hwy Suite 201, St Paul, MN 55118
(651) 783-5245 bell.bank
Drake Bank
60 Plato Blvd Ste 100, St Paul, MN 55107
(651) 224-5000 drake-bank.com
Graham Kaun - M&M Mortgage - NMLS ID 1505476
1700 Highway 36 W #300, St Paul, MN 55113
(651) 336-7623 mortgagewithgraham.com
Michael Cardenas Supreme Lending
322 County Rd D E, St Paul, MN 55117
(612) 247-2006 lendingwithmike.com
NorthLend Financial LLC
2550 University Ave W Suite 210N, St Paul, MN 55114
(651) 747-5900 northlendmortgage.com
BankCherokee
999 Village Center Dr, St Paul, MN 55127
(651) 483-3559 bankcherokee.com
Planet Home Lending, LLC - Saint Paul
90 S Dale St Office #2, St Paul, MN 55102
(651) 323-2888 planethomelending.com
US Bank Mortgage
1959 Burns Ave, St Paul, MN 55119
(800) 872-2657 usbank.com
Mortgage, Bank of America
1994 S Robert St So, St Paul, MN 55118
(952) 333-4906 bankofamerica.com
Mlp Home Mortgage #2
220 S Robert St, St Paul, MN 55107
(651) 246-9944 mlphomortgage.com
Minnesota Home Financial
2233 Hamline Ave N, St Paul, MN 55113
(651) 592-1209
US Bank Mortgage
1071 Grand Ave, St Paul, MN 55105
(800) 872-2657 usbank.com
Bradley Vinton at CrossCountry Mortgage
1460 Grand Ave, St Paul, MN 55105
(651) 755-3085 crosscountrymortgage.com

Mortgage refinance companies in St Paul Minnesota help homeowners lower their interest rate or change loan terms. Minnesota law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Twin Cities housing market and can guide you through the process.

What Does a Mortgage Refinance Company in St Paul Cost?

Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees around 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in St Paul?
You will need pay stubs, tax returns, bank statements, and a recent mortgage statement. Minnesota lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Minnesota?
A typical refinance in Minnesota takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.

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