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Find Mortgage Refinance Companies Near You in St Paul, MN

Browse mortgage refinance companies serving St Paul, Minnesota. Contact information and addresses listed below.

20 agents listed
Updated May 2026
St Paul, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 20 mortgage refinance companies in St Paul, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ideal Credit Union
2401 McKnight Rd N, St Paul, MN 55109
6517707000
Atwood Mortgage
420 Summit Ave suite 316, St Paul, MN 55102
6513842100
Prosperity Home Mortgage: Chris Wright NMLS #653835
700 Grand Ave, St Paul, MN 55105
6512253965
Jeff Anderson - Supreme Lending
322 County Rd D E Suite 100, St Paul, MN 55117
2143405225
Tim Peterson - Granite Bank
2100 Ford Pkwy # 201, St Paul, MN 55116
6128053684
Cambria Mortgage, Joe Metzler Team
1549 Livingston Ave #105, St Paul, MN 55118
6515523681
Cambria Mortgage, Joe Metzler Team
1549 Livingston Ave #105, St Paul, MN 55118
6515523681
Bell Bank Mortgage - Hill Nelson Team
971 Sibley Memorial Hwy Suite 201, St Paul, MN 55118
6517835245
Drake Bank
60 Plato Blvd Ste 100, St Paul, MN 55107
6512245000
Graham Kaun - M&M Mortgage - NMLS ID 1505476
1700 Highway 36 W #300, St Paul, MN 55113
6513367623
Michael Cardenas Supreme Lending
322 County Rd D E, St Paul, MN 55117
6122472006
NorthLend Financial LLC
2550 University Ave W Suite 210N, St Paul, MN 55114
6517475900
BankCherokee
999 Village Center Dr, St Paul, MN 55127
6514833559
Planet Home Lending, LLC - Saint Paul
90 S Dale St Office #2, St Paul, MN 55102
6513232888
US Bank Mortgage
1959 Burns Ave, St Paul, MN 55119
8008722657
Mortgage, Bank of America
1994 S Robert St So, St Paul, MN 55118
9523334906
Mlp Home Mortgage #2
220 S Robert St, St Paul, MN 55107
6512469944
Minnesota Home Financial
2233 Hamline Ave N, St Paul, MN 55113
6515921209
US Bank Mortgage
1071 Grand Ave, St Paul, MN 55105
8008722657
Bradley Vinton at CrossCountry Mortgage
1460 Grand Ave, St Paul, MN 55105
6517553085

Mortgage refinance companies in St Paul Minnesota help homeowners lower their interest rate or change loan terms. Minnesota law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Twin Cities housing market and can guide you through the process.

What Does a Mortgage Refinance Company in St Paul Cost?

Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees around 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in St Paul?
You will need pay stubs, tax returns, bank statements, and a recent mortgage statement. Minnesota lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Minnesota?
A typical refinance in Minnesota takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.