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Compare Mortgage Refinance Companies in Stillwater, MN
Compare mortgage refinance companies in Stillwater. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Stillwater, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 17 mortgage refinance companies in Stillwater, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Brad Goulet
13999 60th St N, Stillwater, MN 55082
6122102280
Ideal Credit Union
2020 Washington Ave, Stillwater, MN 55082
6517707000
Bell Bank Mortgage, Stig Sandell
13999 60th St N, Stillwater, MN 55082
6517835254
Andy Riemenschneider at CrossCountry Mortgage
106 S Main St Suite A, Stillwater, MN 55082
6512483788
Bell Bank Mortgage, Nick Gibbs
13999 60th St N, Stillwater, MN 55082
6512850879
Lake Elmo Bank
1937 Greeley St S, Stillwater, MN 55082
6517778365
Dave Amelsberg at CrossCountry Mortgage
106 Chestnut St E Suites 101-102, Stillwater, MN 55082
8777731226
Marketplace Home Mortgage
610 Main St N STE 100, Stillwater, MN 55082
6517056030
St. Croix Home Loans
105 New England Pl STE 270, Stillwater, MN 55082
6513305507
CrossCountry Mortgage, LLC
106 Chestnut St E Suites 101-102, Stillwater, MN 55082
6512304005
Mortgages Unlimited - Stillwater
450 Main St N #220, Stillwater, MN 55082
6513346362
Adam Long - Mortgage Loan Originator - NMLS #353982
421 S Main St Ste D1, Stillwater, MN 55082
6123961678
Minnesota Bank & Trust Mortgage Loan Production Office
200 Chestnut St E #203, Stillwater, MN 55082
6514394670
US Bank Mortgage
226 Myrtle St E, Stillwater, MN 55082
6513512406
My Mortgage Guy Joe
610 Main St N, Stillwater, MN 55082
6513038765
Mortgage Loans & Real Estate
106 S Main St, Stillwater, MN 55082
6124405838
US Bank Mortgage
6001 Stillwater Blvd, Stillwater, MN 55082
8008722657
Mortgage refinance companies in Stillwater, Minnesota help homeowners adjust their loan terms or lower their interest rates. Minnesota law requires lenders to provide a clear Loan Estimate within three business days of application. Local Stillwater companies understand the unique property values and market trends of Washington County.
What Does a Mortgage Refinance Company in Stillwater Cost?
Typical costs for a mortgage refinance in Stillwater, Minnesota range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 800 to 1,500 dollars, and lender origination fees of 500 to 2,000 dollars. Closing costs may also include recording fees and credit report charges. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the first step to refinance a mortgage in Stillwater?
Contact a licensed mortgage lender or broker in Stillwater. They will review your current loan, credit score, and home equity to determine your options. Minnesota law requires lenders to disclose all fees upfront in a Loan Estimate.
How long does a mortgage refinance take in Minnesota?
A typical refinance in Minnesota takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise. Your lender must provide a Closing Disclosure at least three business days before closing.
Are there Minnesota specific rules for refinancing?
Yes, Minnesota Statute 47.206 requires lenders to give borrowers a written notice of their right to cancel within three business days. For homestead properties, refinancing may affect property tax exemptions. Always confirm with your lender how refinancing changes your loan terms.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.