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Find Mortgage Refinance Companies in West St Paul, MN

Looking for a mortgage refinance company in West St Paul? Review the directory below to compare your options.

2 agents listed
Updated May 2026
West St Paul, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 mortgage refinance companies in West St Paul, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jason Stone
985 Smith Ave S, West St Paul, MN 55118
6512532144
US Bank Mortgage
1493 S Robert St, West St Paul, MN 55118
8008722657

A mortgage refinance company in West St Paul Minnesota can help you lower your rate or change your loan term. Minnesota law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the specific property values and market conditions in Dakota County.

What Does a Mortgage Refinance Company in West St Paul Cost?

Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in West St Paul often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in West St Paul?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Minnesota lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.