Mortgage Refinance Companies in Hattiesburg, MS
Browse mortgage refinance companies serving Hattiesburg, Mississippi. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Mississippi before hiring.
Showing 20 mortgage refinance companies in Hattiesburg, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A mortgage refinance company in Hattiesburg Mississippi helps homeowners replace their existing home loan with a new one. Mississippi law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Hattiesburg real estate market and can guide you through the process of lowering your rate or changing your loan term.
What Does a Mortgage Refinance Company in Hattiesburg Cost?
Typical costs for a mortgage refinance in Hattiesburg range from 2% to 6% of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 1% to 2% of the loan. Some lenders offer no closing cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Hattiesburg?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Mississippi lenders also require a property appraisal to confirm your home value. Each company may ask for additional items based on your loan type.
How long does a mortgage refinance take in Mississippi?
A standard refinance in Mississippi usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must provide a Closing Disclosure at least three business days before closing.
Are there Mississippi specific rules for refinancing a home?
Yes Mississippi has a three business day right of rescission for most refinances. This means you can cancel the loan for any reason within three days after signing. Mississippi also requires a licensed mortgage broker or lender to handle your refinance.