Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 17 mortgage refinance companies in Helena, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capital Hill Team powered by Premier Mortgage Resources
3345 Colton Dr B, Helena, MT 59602
4064575205
Evergreen Home Loans Helena NMLS ID 2101498
639 Helena Ave STE A, Helena, MT 59601
4063247222
Union Home Mortgage
1048 Helena Ave Suite 102 & 103, Helena, MT 59602
4068687915
OneMain Financial
3215 Dredge Dr c, Helena, MT 59602
4064498855
J.R. McFadden NMLS 1246357 | Major Mortgage
2001 11th Ave #28, Helena, MT 59601
4064651918
Jenni Grovom - Mortgage Lender, Opportunity Bank of Montana
1400 Prospect Ave, Helena, MT 59601
4064397216
Renegade Financial
27 Neill Ave Suite 103, Helena, MT 59601
4067601985
Dawn Buckley-U.S. Bank Mortgage
302 N Last Chance Gulch, Helena, MT 59601
4062376043
Kristen McLaughlin - Stockman Bank
1435 Vandelay Ave, Helena, MT 59601
4064479007
Don Kessler NMLS 6880 Evergreen Home Loans NMLS 3182
639 Helena Ave STE A, Helena, MT 59601
4064399533
Ascent Bank
2037 N Last Chance Gulch, Helena, MT 59601
4065131010
Mutual Of Omaha Reverse Mortgage DeWolf
1422 Cedar St, Helena, MT 59601
4064314651
New American Funding- Helena
420 Sierra Rd W Ste 5, Helena, MT 59602
4062908677
Corey Hill, Mortgage Lender
3345 Colton Dr B, Helena, MT 59602
4064617969
US Bank Mortgage
Helena, MT 59601
8008722657
Bill Cockhill - Stockman Bank
3094 N Sanders St, Helena, MT 59601
4064479002
Opportunity Bank Mortgage
2090 Cromwell Dixon Ln, Helena, MT 59602
4064574021
What Does a Mortgage Refinance Company in Helena Cost?
Typical costs for mortgage refinance in Helena range from 2 to 6 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1.5 percent. Some lenders may offer no closing cost options but charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Helena?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Montana lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Montana?
A standard refinance in Montana usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Montana specific laws for mortgage refinancing?
Yes. Montana Code Annotated Title 32 covers mortgage lending. Lenders must follow state usury laws and provide a three day rescission period after closing for most refinances on a primary residence.