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Browse mortgage refinance companies serving Las Cruces, New Mexico. Contact information and addresses listed below.
20 agents listed
Updated June 2026
Las Cruces, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Mexico before hiring.
Showing 20 mortgage refinance companies in Las Cruces, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Price Mortgage Las Cruces - NMLS #1429043 Home Loans
Mortgage refinance companies in Las Cruces, New Mexico help homeowners lower their interest rate or change loan terms. New Mexico law does not require a specific waiting period to refinance, but lenders must follow federal Truth in Lending Act disclosures. Local refinance services can guide you through New Mexico recording fees and title insurance requirements.
What Does a Mortgage Refinance Company in Las Cruces Cost?
Typical costs for a mortgage refinance in New Mexico include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. New Mexico also imposes a mortgage recording tax of 0.10 percent of the loan amount. These costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Las Cruces?
You typically need recent pay stubs, tax returns, bank statements, and a property appraisal. New Mexico lenders also require a copy of your current deed and proof of homeowners insurance.
How long does a mortgage refinance take in New Mexico?
A standard refinance in New Mexico usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Mexico-specific fees for refinancing?
Yes, New Mexico charges a mortgage recording tax of 0.10 percent of the loan amount. You may also pay a state documentary stamp fee and title insurance costs, which vary by county.
Mortgage Refinance Companies in Other New Mexico Cities
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New Mexico.