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Mortgage Refinance Companies in Bismarck, ND

Looking for a mortgage refinance company in Bismarck? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Bismarck, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 20 mortgage refinance companies in Bismarck, ND Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Assure Home Mortgage - NMLS - #2106984 Tanya Decker
1120 College Dr, Bismarck, ND 58501
7012203954
Tanya Long - Mortgage Broker at Mountain State Financial Group NMLS 1634834
1600 E Interstate Ave Suite 4A, Bismarck, ND 58503
7014711687
Travis Lang - Mortgage Lender | Barrett Financial Group, LLC.
114 N 4th St, Bismarck, ND 58501
7012264651
eLendingNow
1655 N Grandview Ln Suite 105B, Bismarck, ND 58503
7013554172
eLendingNow
1655 N Grandview Ln Suite 105B, Bismarck, ND 58503
7013554172
Joe Sheehan - Granite Bank
120 N 3rd St, Bismarck, ND 58501
7014003926
Dynamic Mortgage Group
921 S 9th St Ste 108, Bismarck, ND 58504
7017510932
Amy Burkel - NMLS #1486533 - Fairway Home Mortgage
1142 W Turnpike Ave Suite 4, Bismarck, ND 58501
7013174644
OneMain Financial
555 S 7th St, Bismarck, ND 58504
7012550813
Wyatt Pollert - NextMortgage Regional Sales Manager NMLS# 609233
6517 Misty Waters Dr, Bismarck, ND 58503
7015278323
Choice Bank
1050 E Interstate Ave, Bismarck, ND 58503
7012583300
Michael Grensteiner- Mountain State Financial Group
1600 E Interstate Ave, Bismarck, ND 58503
7012148705
Tracy Roberts - Mortgage Lender - MSFG Home Loans
1600 E Interstate Ave Suite 4, Bismarck, ND 58503
7019340636
Presidential Bank Mortgage
103 N 5th St, Bismarck, ND 58501
7014565626
Fairway Independent Mortgage Corporation
1142 W Turnpike Ave Suite 4, Bismarck, ND 58501
7014291181
Mountain State Financial Group
1600 E Interstate Ave Suite 4, Bismarck, ND 58503
7019550597
Mike Kneeland - Benchmark Mortgage
120 N 3rd St Suite 240, Bismarck, ND 58501
7012021539
US Bank Mortgage
423 E Bismarck Expy, Bismarck, ND 58504
8008722657
Wyatt Pollert - NextMortgage
1830 E Century Ave Ste 3B, Bismarck, ND 58503
7015278323
US Bank Mortgage
3318 N 14th St, Bismarck, ND 58503
8008722657

Mortgage refinance companies in Bismarck, North Dakota help homeowners adjust their loan terms or lower their interest rates. North Dakota law requires a standard three-day right of rescission for most refinances on a primary residence. Local lenders are familiar with Bismarck property values and state-specific closing procedures.

What Does a Mortgage Refinance Company in Bismarck Cost?

Typical costs for a mortgage refinance in North Dakota include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,200 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs in Bismarck usually range from 2,000 to 5,000 dollars. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Bismarck?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Dakota lenders may also ask for a property survey or title report.
How long does a refinance take in North Dakota?
A typical refinance in North Dakota closes in 30 to 45 days. Delays can occur if the title search or appraisal takes extra time.
Are there North Dakota laws that affect refinance costs?
North Dakota limits prepayment penalties on most residential mortgages. State law also sets a maximum recording fee of 15 dollars for the first page of a deed.