Compare Mortgage Refinance Companies in Williston, ND
Compare mortgage refinance companies in Williston. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of North Dakota before hiring.
Showing 6 mortgage refinance companies in Williston, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Williston, North Dakota help homeowners lower their interest rates or change loan terms. North Dakota law requires lenders to provide a clear loan estimate within three business days of application. Local companies understand the Williston real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Williston Cost?
Typical costs for refinancing in North Dakota include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. The state mortgage recording tax is 1.50 per 500 dollars borrowed. These costs vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Williston?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Dakota lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in North Dakota?
The process usually takes 30 to 45 days from application to closing. North Dakota law does not set a specific timeline, but lenders must provide a closing disclosure at least three business days before closing.
Are there North Dakota specific fees for refinancing?
Yes, North Dakota charges a mortgage recording tax of 1.50 per 500 dollars of the loan amount. You may also pay title insurance, appraisal fees, and lender origination fees.
Mortgage Refinance Companies in Other North Dakota Cities
Bismarck · Fargo · Grand Forks · Minot · West Fargo