Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Dakota before hiring.
Showing 13 mortgage refinance companies in Fargo, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kristin Sevald - Valley Mortgage, Inc.
3315 45th St S Suite 200, Fargo, ND 58104
(701) 371-7723
valleymortgageinc.com
Kevin Lau, Mortgage and Construction Loan Officer
4201 45th St S, Fargo, ND 58104
(701) 499-6318
westernbanksmortgage.mymortgage-online.com
Lindsey Svir, Mortgage Loan Originator, NMLS 1025409
3250 47th St S, Fargo, ND 58104
(701) 532-3250
lindseysvir.com
What Does a Mortgage Refinance Company in Fargo Cost?
Typical costs for a mortgage refinance in North Dakota include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs around 800 to 1,500 dollars. Closing costs in Fargo generally range from 2,000 to 5,000 dollars. These amounts vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Fargo?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. North Dakota lenders may also ask for proof of homeowners insurance and a valid ID.
How long does a mortgage refinance take in North Dakota?
A standard refinance in North Dakota usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender workload and property appraisal availability.
Are there North Dakota specific laws for mortgage refinancing?
Yes. North Dakota Century Code Title 47 governs mortgage transactions. Lenders must follow federal Truth in Lending Act rules and state regulations on prepayment penalties. Some loans may require a three day rescission period after signing.
Mortgage Refinance Companies in Other North Dakota Cities
Bismarck · Grand Forks · Minot · West Fargo · Williston