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Mortgage Refinance Companies in Hamilton, OH

Looking for a mortgage refinance company in Hamilton? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Hamilton, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 7 mortgage refinance companies in Hamilton, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
1720 S Erie Blvd C, Hamilton, OH 45011
5138686494
Division One Lending
5539 Eureka Dr SUITE C, Hamilton, OH 45011
5132271304
AurGroup Financial Credit Union
3085 Creekside Dr, Hamilton, OH 45011
5139424422
US Bank Mortgage
540 Main St, Hamilton, OH 45013
8008722657
Hii Commercial Mortgage Loans Hamilton OH
1745 Sunset Dr # D, Hamilton, OH 45013
5132858989
US Bank Mortgage
219 High St, Hamilton, OH 45011
8008722657
Professional Home Loan
2393 Millville Ave, Hamilton, OH 45013
5136542991

Mortgage refinance companies in Hamilton, Ohio help homeowners lower their interest rate, change loan terms, or access home equity. Ohio law requires lenders to follow specific disclosure rules under the Ohio Residential Mortgage Lending Act. Local companies understand the Hamilton real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Hamilton Cost?

Typical costs for a mortgage refinance in Ohio include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance costing 500 to 1,000 dollars. Ohio also imposes a mortgage tax of 0.10 to 0.20 percent depending on the county. Closing costs generally range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Hamilton Ohio?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Ohio lenders also require a property appraisal and proof of homeowners insurance. Each lender may ask for additional documents based on your loan type.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if there are title issues. Ohio law does not set a specific time limit for the process.