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Directory of mortgage refinance companies in Lakewood, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Lakewood, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 7 mortgage refinance companies in Lakewood, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - John Deleva
14701 Detroit Ave #750, Lakewood, OH 44107
2164525120
First Federal Lakewood - Lakewood
14806 Detroit Ave, Lakewood, OH 44107
2165292700
AskLocal Concierge & Marketplace- Your Smarter Way to Move
17415 Northwood Ave, Lakewood, OH 44107
8335124663
OneMain Financial
16214 Madison Ave, Lakewood, OH 44107
2162218131
Premier Mortgage Consultants LTD
14700 Detroit Ave, Lakewood, OH 44107
8009109480
Ohio Mortgage Network
14701 Detroit Rd, Lakewood, OH 44107
4406539512
PNC Mortgage
14205 Detroit Ave, Lakewood, OH 44107
2162264140
Mortgage refinance companies in Lakewood Ohio help homeowners lower their interest rates or change loan terms. Ohio law requires lenders to provide a Good Faith Estimate within three days of application. Local Lakewood lenders understand the Cuyahoga County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Lakewood Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. Note that costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lakewood Ohio?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Ohio laws that protect me when refinancing?
Yes. Ohio Revised Code Section 1322 governs mortgage brokers and lenders. You have a three day right of rescission after signing, meaning you can cancel the refinance for any reason within that period.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.