Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 8 mortgage refinance companies in North Ridgeville, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Matthew Nelson at CrossCountry Mortgage
38850 Center Ridge Rd Suite #2, North Ridgeville, OH 44039
(440) 527-1099
teamgalvin.com
Southwest Funding
35590 Center Ridge Rd #207, North Ridgeville, OH 44039
(440) 989-0129
southwestfunding.com
Donald Galvin at CrossCountry Mortgage
38850 Center Ridge Rd Suite #2, North Ridgeville, OH 44039
(440) 262-3899
teamgalvin.com
American Home Mortgage, LLC
35888 Center Ridge Rd Ste 8A, North Ridgeville, OH 44039
(440) 808-8392
facebook.com
Team Galvin at CrossCountry Mortgage
38850 Center Ridge Rd Suite #2, North Ridgeville, OH 44039
(440) 262-3899
teamgalvin.com
Your Home Financial LLC
36178 Center Ridge Rd, North Ridgeville, OH 44039
(866) 319-9504
yourhomefinancial.com
Fifth Third Mortgage - Robert Cramer
32800 Center Ridge Rd, North Ridgeville, OH 44039
(440) 327-4053
mortgageadvisors.53.com
What Does a Mortgage Refinance Company in North Ridgeville Cost?
Typical costs for a mortgage refinance in Ohio range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (usually $400 to $700), title insurance, and recording fees. Some lenders offer no closing cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in North Ridgeville Ohio?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Ohio lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Ohio law allows a three day right of rescission after signing for most refinances.
Are there Ohio specific rules for refinancing?
Yes. Ohio follows federal TRID rules and requires lenders to disclose all fees upfront. Ohio also has specific anti predatory lending laws that limit certain high cost loan terms.