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Compare mortgage refinance companies in Vandalia. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Vandalia, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 3 mortgage refinance companies in Vandalia, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Daniel Torre | Branch Manager | Primary Residential Mortgage, Inc.
300 W National Rd, Vandalia, OH 45377
9373698228
Chase Home Lending
806 W National Rd, Vandalia, OH 45377
3052163366
Primary Residential Mortgage, Inc.
300 W National Rd, Vandalia, OH 45377
9373698228
Mortgage refinance companies in Vandalia Ohio help homeowners lower their interest rate or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local Vandalia residents can work with lenders who understand the Dayton area housing market and Ohio specific closing requirements.
What Does a Mortgage Refinance Company in Vandalia Cost?
Typical costs for a mortgage refinance in Ohio range from 2% to 5% of the loan amount. Common fees include an origination fee of 0.5% to 1%, appraisal fee of $400 to $600, and title insurance of $500 to $1,000. Ohio also charges recording fees and transfer taxes that vary by county. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Vandalia Ohio?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Ohio lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.